Bad Credit Auto Loan Blog

There’s dozens of Apps out there for the motorist with an iPhone, Android or Windows phone, but many rely on databases that apply to the USA only great if you’re looking to car pool in Alabama or find a rest room along Route 66, but pretty useless for the UK or European driver really.  The internet being truly global and all that, some US-biased Apps are worth looking at, but here’s a roundup of some of the more accessible and useful ones we’ve come across from a British or European perspective.

Buying one

1. Auto Trader

An in-car App is only any good if you’ve got a car to use it in!    Auto Trader ‘s App aims to make the drudge...

Free Car Insurance Quotes May Reveal Higher Rates Within 2012

Car insurance rates may be increased within the year for select providers and states.

The California Department of Insurance had already received petitions from at least eight car insurance companies asking for higher rates. They filed just this April and two of the requests have been approved. The highest rate increase mandated so far was 11% and this affected 350,000 clients within the state. The lowest was 4.6%, which was pursued by one petitioner, while the rest asked between 5% and 6.9%. According to CDI ruling, the new insurer rates will take effect between May 20 to July 15 for new policies...

CARDIFF, Wales, April 30, 2012 /PRNewswire via COMTEX/ –
Confused.com has announced that, according to its recent survey, first-time buyers are becoming more savvy to the cost of cars; looking at the full cost of motoring rather than just the cost of buying a car.

Cars are one of the biggest expenses that people make in their life time, with 76% of respondents to the Confused.com survey stating this. However, people are having to compromise on the cars they drive. Big engines and car modifications no longer the new driver’s...

Youre in luck; weve compiled a list of our top vehicle picks for teen drivers. (See The best cars for teen drivers)

We assembled our list by looking at safety information from Insurance Institute for Highway Safety, information on pricing from Edmunds.com, reliability data from TrueDelta, and the ever-so-important fuel economy from Fuelly.

Finally, we looked at the cost of insurance. The auto insurance rates shown on our list of cars will differ from yours, since your personal information like location, miles driven per year, etc. are rating factors that change premiums. However, our list will give you a general idea of how our top picks car insurance rates stack up against each...

Kansas Auto Owners, Save Money on Car Insurance Quotes with InsuranceCalculator.net
Residents in Kansas can now use InsuranceCalculator.net to obtain insurance quotes instantly online. InsuranceCalculator.net works with the top auto, home, health, life, business, and travel insurance companies in Kansas to help consumers save money on insurance.

Do you really need car credit designed for new auto loans?

A recent survey by car insurance provider, LV=, found that seven out of ten drivers were unable to correctly identify the speed limit for different types of roads, which could signal that many drivers are being hit with speeding fines due to their ignorance over the limit for specific roads.

The study carried out by car insurance company LV found that 1 in 3 drivers who took part in the research could not identify that a single carriageway has a 60mph limit, while 1 in 2 drivers didn’t know what the speed limit was on a rural road without street lights.

The results of the research are especially worrying as this seems to demonstrate that a large proportion of motorists...

If you have bad credit, you probably know who you are. Now that car dealers are making subprime loans again, youre braced to pay more for a car loan.

A buyer with prime credit paid an average rate of 4.54 percent for a five-year new-car loan in April, according to Experian. The typical subprime buyer paid 9.55 percent — increasing the payments on a $25,000 loan by $59 a month.

Ouch.

But what you may not be ready for is a bigger auto insurance bill. Even with a flawless driving record, a change in your credit from excellent to subprime easily could cost you an additional $30, $50 or $100 a month.

Below we offer some detailed examples on how a poor credit history...